Phillip Lovatt
Partner — Insurance & Risk Management
“Confident and proactive in securing the best outcomes for clients facing complex insurance and professional indemnity matters.”
About Phillip
Phillip Lovatt is a Partner in Wellington Legal Advisors' Insurance & Risk Management team and one of Sydney's most experienced insurance litigators, known for his confident and proactive approach in securing the best outcomes for clients facing complex and high-value claims. Phil specialises in defending professional indemnity claims across a wide range of disciplines — including solicitors, accountants, engineers, and financial advisers — and advises on Directors & Officers liability, property damage, business interruption, and a broad range of commercial insurance matters. He has conducted trials in the Supreme Court, Court of Appeal, and Federal Court, and has handled some of Australia's most technically demanding insurance disputes, including claims involving gas turbine breakdown, fire damage, petroleum remediation, and major event cancellations. Phil has been a panel solicitor for Law Mutual (WA) for over a decade and regularly delivers risk management presentations to insured professionals. He is a published author and speaker on topics including the Insurance Contracts Act, proportionate liability, and contractual interpretation.
Qualifications & Accreditations
- Bachelor of Laws
- Admitted to the Supreme Court of New South Wales
- High Court of Australia
- Member, Law Society of New South Wales
- Panel Solicitor, Law Mutual (WA) — over 10 years
- Published author — Insurance Contracts Act and proportionate liability
Beyond the Law
Phil is a keen cyclist and enjoys competing in weekend road races around Sydney. He is also an enthusiastic traveller and has a particular interest in comparative legal systems across Asia-Pacific.
